Terms and Conditions

1. Provider identification

Strategiaandina S.A.S., a commercial company incorporated under the laws of the Republic of Colombia, identified with Tax ID 901.456.789-2, located at Carrera 7 #71-21, Tower B, Office 502, Bogotá D.C., Colombia.

2. Description of services

Strategiaandina offers the following services:

• Personal finance consulting
• Advisory for access to government programs
• Financial education
• Budget planning
• Debt management

3. Terms of use

By using our services, you agree to:

• Provide truthful and up-to-date information
• Not use the site for illegal or unauthorized purposes
• Respect intellectual property rights
• Not interfere with the site's operation
• Maintain the confidentiality of your access credentials

4. Limitation of liability

Strategiaandina provides information and advice of an advisory nature. We do not guarantee the approval of applications to government entities or specific financial results. Financial decisions are the sole responsibility of the user.

5. Intellectual property

All website content, including texts, graphics, logos, images and software, is the property of Strategiaandina or its licensors and is protected by Colombian and international intellectual property laws.

6. Data protection

The processing of personal data is governed by our Privacy Policy, available on this website, and complies with Law 1581 of 2012 on Personal Data Protection in Colombia.

7. Modifications

We reserve the right to modify these terms at any time. Modifications will take effect from their publication on the website.

8. Applicable law and jurisdiction

These terms are governed by the laws of the Republic of Colombia. Any dispute will be submitted to the jurisdiction of the courts of Bogotá D.C., Colombia.

9. Contact

For inquiries about these terms, you can contact us at: